Dear Payday,

It’s been a while since we last saw each other - you came early in December (you always do that) and you left me dry and soon we will be meeting again…but if you could only come quicker I would be very grateful - it only happens once a month so you’d think you’d leave me with a massive load but you rarely do, a quick splash and then you are gone! One day you are going to fill my bank so good that I will be able to keep your package going for more than a week.

Love

Toby xx